Our Programs

We offer a wide variety of residential financing specializing in FHA purchase & refinancing, Conventional purchase & refinancing, & VA loans.


With our personalized service and dedicated staff we help homeowners attain the financing they need and strive to get the job done right.


A great loan deserves great support and our high energy professionals are here to help you along the way.


The most common types of refinancing your home are known as Rate-and-Term refinance, and Cash-Out refinance. A rate-and-term refinance helps homeowners refinance the remaining balance owed on their mortgage for a lower interest rate and term that they can afford. (a term is the amount of years it will take to repay the loan).


Some people have a current mortgage with an adjustable-rate mortgage and would like to switch it to a fixed-rate mortgage (or vice versa). Others may be paying FHA mortgage insurance and can eliminate it by refinancing into a loan without such added premium. A refinance may also be done to add/remove a co-borrower on the current loan. Refinancing your mortgage can serve as the right solution to many other purposes in addition to the aforementioned.


“Homeowners looking to pay off un-wanted debt or replenish their cash-reserves often elect to refinance their mortgage for more-than what they currently owe. The difference of the amount currently owed and the additional amount borrowed is converted into cash or can be paid directly towards the debt they wish to pay off in-full.


Before purchasing a home, it is important to identify the different loan types available for you to help you narrow down your search for the right loan! Understanding which loan best-suits your needs can significantly help reduce unnecessary costs (both monetary and time). Speaking with your loan expert to help you zero in on your loan options will allow you to focus your attention not-only on the right loan, but the right home.

ENNKAR In The Community

We strive to help our community not only in the context of a home loan, but in many other areas and walks of life. See what we’ve done to give back to our communities.

Ever wonder what other loan options may be right for you?